Skip the Paperwork Marathon: Apply to 15+
Lenders With a Single Click!
Empower your journey with our Education Loans - Get expert guidance, low-interest rates and a hassle-free process.
4.5 Star Average
12,000+
students successfully funded
17+
trusted lending partners
Your Loan Approval Roadmap
A complete walkthrough of how we help you secure the best education loan for studying abroad.
Kickstart Your Journey
Submit your details and fill out the loan application form
Connect with a Counselor
Get expert guidance and compare, apply, and secure your loan stress-free.
Get Personalized Bank Choices
Find the best lenders from our curated list, backed by professional mentors.
Mark the milestone
Your study abroad education loan is here!
Discover Funding Options, and Begin Your Journey with Ease
| PSB | Private Banks | NBFCs | International Lenders | |
|---|---|---|---|---|
| Maximum Loan amount | Up to ₹2 Crore | Up to ₹2 Crore | Up to ₹1.5 Crore | Up to $200,000 |
| Interest Rate (%) | 9.25% – 11.30% | 9.50% – 13.50% | 10% – 14% | 10.5% – 14% |
| Collateral Required | No (Up to 50 Lakh) | No ( Up to 1 Crore) | No( Up to 75 Lakh) | No* |
| Repayment Tenure (years) | 15 years | 15 years | 15 years | 15 years |
| Processing Fee (%) | ₹10,000 | 0.50% – 1% | 1% – 2% | 1% – 5% |
Our Partners
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PSBMaximum Loan
Upto ₹3 Cr
Interest Rate
9.15% - 10.15%
Processing time
15 - 20 Days
Processing fee
₹ 10,000
Loan Type
Collateral & Non - Collateral
PSBMaximum Loan
Upto ₹1.5 Cr
Interest Rate
9.0% - 11.3%
Processing time
7 - 10 Days
Processing fee
Upto ₹ 20,000
Loan Type
Collateral & Non - Collateral
Private BankMaximum Loan
Upto ₹2 Cr
Interest Rate
9.5% - 13.5%
Processing time
5 - 10 Days
Processing fee
Upto 1%
Loan Type
Collateral & Non - Collateral
Private BankMaximum Loan
Upto ₹3 Cr
Interest Rate
9.5% - 12.5%
Processing time
5 - 10 Days
Processing fee
0.5% - 1%
Loan Type
Collateral & Non - Collateral
Private BankMaximum Loan
Upto ₹1.5 Cr
Interest Rate
9.75% - 11.15%
Processing time
5 - 10 Days
Processing fee
0.75% - 2%
Loan Type
Collateral & Non - Collateral
NBFCMaximum Loan
Upto ₹1.25 Cr
Interest Rate
10.25% - 14.5%
Processing time
5 - 7 Days
Processing fee
0.5% - 1%
Loan Type
Collateral & Non - Collateral
NBFCMaximum Loan
Upto ₹1 Cr
Interest Rate
11.5% - 13.5%
Processing time
5 - 7 Days
Processing fee
1% - 2%
Loan Type
Collateral & Non - Collateral
NBFCMaximum Loan
Upto ₹2 Cr
Interest Rate
9.95% - 11%
Processing time
5 - 7 Days
Processing fee
0.1% - 1%
Loan Type
Collateral & Non - Collateral
NBFCMaximum Loan
Upto ₹1.25 Cr
Interest Rate
11.25% - 13.5%
Processing time
5 - 7 Days
Processing fee
0.75% - 1.25%
Loan Type
Collateral & Non - Collateral
International LenderMaximum Loan
Upto $100,000
Interest Rate
12.99% - 14%
Processing time
3 - 7 Days
Processing fee
5%
Loan Type
Non - Collateral
International LenderMaximum Loan
Upto $220,000
Interest Rate
10.5% - 14%
Processing time
5 - 7 Days
Processing fee
Upto 5%
Loan Type
Non - Collateral
PSBMaximum Loan
Upto ₹1.5 Cr
Interest Rate
9.70% - 11.15%
Processing time
15 - 20 Days
Processing fee
₹ 10,000
Loan Type
Collateral & Non - Collateral
NBFCMaximum Loan
Upto ₹2 Cr
Interest Rate
10.75% - 13.5%
Processing time
7 - 10 Days
Processing fee
Upto 2%
Loan Type
Collateral & Non - Collateral
Private BankMaximum Loan
Upto ₹ 2Cr
Interest Rate
10.5% - 13.5%
Processing time
7 - 10 Days
Processing fee
1% - 2%
Loan Type
Collateral & Non - Collateral
International LenderMaximum Loan
Upto $100,000
Interest Rate
11.5% - 14%
Processing time
3 - 5 Days
Processing fee
1% - 3%
Loan Type
Non - Collateral
PSBMaximum Loan
Upto ₹ 1Cr
Interest Rate
9.25% - 11.25%
Processing time
10 - 15 Days
Processing fee
1%
Loan Type
Collateral & Non - Collateral
Why apply with YMGrad?
At our core, we prioritize financial inclusivity by offering unbiased guidance so every student can get access to world-class education.
Personalized Repayment Plans: Reliable partners, trusted loans, stress-free process
Crystal Clear Process: Every step explained with full transparency - no hidden charges, no surprises, and complete peace of mind.
Clarity & action: Clear steps, instant checks, no hidden surprises
Real Stories, Real Experiences!
Firsthand experiences from students who turned their study abroad dreams into reality with our Education Loans.
Mohit Kumar
MS in USA
Applying for an education loan felt overwhelming, but this platform made it effortless. Truly a lifesaver!
Aditya Rao
MBA - UK
What impressed me most was the personalized support I received throughout. They didn’t just suggest banks randomly but carefully matched lenders based on my financial profile and study plans. I saved both time and money, and the entire experience gave me complete confidence that I made the right choice.
Ananya Patel
MBA in UK
Getting an education loan felt complicated, but this service made it simple. They explained every step clearly, handled the paperwork, and secured me a collateral-free loan. I didn’t have to chase banks at all. Truly thankful for the transparent and supportive guidance.
Jaspreet Singh
Parent of Student in Canada
The team compared lenders and negotiated a lower rate than I was offered. Saved me time and money!
Rohan Gaur
Bachelors in UK
The team compared lenders and negotiated a lower rate than I was offered. Saved me time and money!
Priya Malhotra
Masters in Australia
I thought getting an overseas loan would be complicated, but it turned out surprisingly easy. The team guided me from day one, checked my eligibility, and even helped me with the documentation. I didn’t have to run around banks.
Mohit Kumar
MS in USA
Applying for an education loan felt overwhelming, but this platform made it effortless. Truly a lifesaver!
Aditya Rao
MBA - UK
What impressed me most was the personalized support I received throughout. They didn’t just suggest banks randomly but carefully matched lenders based on my financial profile and study plans. I saved both time and money, and the entire experience gave me complete confidence that I made the right choice.
Securing your future without burdening your present.
Simplifying student loans with expert guidance, low interest rates, and zero guesswork.
Frequently Asked Questions!
Find here the most researched questions
YMGrad has established partnerships with the foremost lending institutions. If you're an existing student, our service is currently free. For non-existing students, we offer a limited-time free education loan premium support.
YMGrad has partnerships with HDFC Credila, Auxilo, MPOWER Financing, IDFC First, and Prodigy Finance.
Documents include PAN card, Passport, Aadhaar card, academic transcripts, offer letter, and financial documents for co-borrowers if employed.
Yes, for a limited time, existing clients can avail the education loan premium support service for free.
Yes, YMGrad allows you to start the loan application process even before securing admission to avoid last-minute rush.
Provide details like name, email, contact number, location, and pin code to check eligibility. If eligible, proceed with documentation.
The service is currently being offered for free to a few trial students who wish to process their application during a specific week.
Yes, people not associated with YMGrad or its services can take advantage of the free education loan premium support during the specified week.
The processing time may vary, but YMGrad aims to expedite the application process, providing a seamless experience for students.
The provided details, such as name, contact number, location, and pin code, are shared with partners. Eligibility is confirmed based on the location, and documentation procedures are initiated if eligible.